An Edwardian pendant and brooch

IMPORTANT INFORMATION FOR BIDDERS AND BUYERS 

CONDITIONS OF BUSINESS 
All lots are offered subject to Catherine Southon Auctioneers & Valuers Ltd’s Conditions of Business. 

ESTIMATES AND RESERVES 
Estimates are published as a guide only and are subject to review. The actual hammer price of a lot may be higher or lower than the range of figures given and there are no predetermined starting prices. Estimates may be subject to revision. Published estimates are exclusive of buyer’s premium and VAT. 
All lots are subject to reserves. The reserve price is never higher than the low pre-sale estimate. 

BUYER’S PREMIUM AND VAT 
A buyer’s premium of 27.6% is applicable to all the lots in this sale. 
The buyer’s premium is inclusive of VAT at the current standard rate (20%). Lots are normally offered for sale under the auctioneers margin scheme and VAT is payable on the buyer’s premium by all buyers. 
Lots marked with a dagger † will be offered under normal UK VAT rules and VAT will be charged on both the hammer price and the buyer’s premium. 

PRE-SALE EXHIBITION 
All auctions are on public view before, and on the morning of, the sale. 

CONDITION REPORTS 
All prospective bidders are encouraged to attend the pre-sale exhibition and view the lots in person. If this is not possible, we will be pleased to provide a brief condition report where practical. All condition reports are provided in good faith. Buyers are reminded that it is their responsibility to satisfy themselves of the condition of lots. All weights and measurements are approximate only. Please refer to Conditions of Business for further information. We are also able to offer virtual viewing if required. 

BIDDING IN PERSON 
Bidding in person is not available for this auction. 

ABSENTEE & TELEPHONE BIDDING 
We are able to execute bids on behalf of clients. All bids should be submitted in writing and in good time. Lots will be purchased as cheaply as possible (subject to other bids received, reserves). It will be possible to arrange auction room telephone bidding, but subject always to the availability of lines and staffing. These services are offered free of charge and are subject to our Conditions of Business. 

ONLINE BIDDING 

PAYMENT

Payment is due in sterling immediately after the sale and before purchases can be released. Please note that the-saleroom.com will not take payment from your registered card. We welcome the following methods of payment: 

- ELECTRONIC AND WIRE TRANSFERS 
Wire transfers can be made directly to our bank: 
National Westminster Bank plc 
33 High Street 
West Wickham 
Kent 
BR4 0WH 

Sort Code: 60-23-22 
Account Number: 88081613
Account Name: Catherine Southon Auctioneers & Valuers Ltd 

IBAN: GB47 NWBK 6023 2288 0816 13
Swift Code: NWBKGB2L 
BIC: NWBK GB 2L 

Please note that the full amount owed must be transferred. Catherine Southon Auctioneers & Valuers Ltd will not accept transfer charges. All bank transfer/commission charges must be paid by the buyer.

- CONSUMER DEBIT CARD

In line with the Consumer Rights (Payment Surcharges) Regulations 2012 there is no charge for payments by UK registered consumer debit card. We do not accept American Express. We reserve the right to charge a fee of 2.5% + VAT for payment by commercial debit card.

- WE WILL NOT BE ACCEPTING CASH, CREDIT CARDS OR CHEQUES FOR THIS AUCTION.

CONDITIONS OF BUSINESS FOR BUYERS 

1. INTRODUCTION 
(a) The contractual relationship of Catherine Southon Auctioneers & Valuers Ltd and Sellers with prospective Buyers is governed by: 
(i) these Conditions of Business for Buyers; 
(ii) the Conditions of Business for Sellers available from Catherine Southon Auctioneers & Valuers Ltd; 
(iii) any additional notices and terms printed in the sale catalogue, in each case as amended by any saleroom notice or auctioneer’s announcement. 
(b) As auctioneer, Catherine Southon Auctioneers & Valuers Ltd acts as agent for the Seller. Occasionally, Catherine Southon Auctioneers & Valuers Ltd may own or have a financial interest in a lot. 

2. DEFINITIONS 
“Bidder” is any person making, attempting or considering making a bid, including Buyers; 
“Buyer” is the person who makes the highest bid or offer accepted by the auctioneer, including a Buyer’s principal when bidding as agent; 
“Seller” is the person offering a lot for sale, including their agent, or executors; 
“THE COMPANY” means Catherine Southon Auctioneers & Valuers Ltd, registered office: Lygon House, 50 London Road, Bromley BR1 3RA. Company Registration number: 08020183; 
“Buyer’s Expenses” are any costs or expenses due to Catherine Southon Auctioneers & Valuers Ltd from the Buyer; 
“Buyer’s Premium” is the commission payable by the Buyer on the Hammer Price at the current rate of 27.6% (inc VAT); 
“Hammer Price” is the highest bid for the Property accepted by the auctioneer at the auction or the post auction sale price; 
“Purchase Price” is the Hammer Price plus applicable Buyer’s Premium and Buyer’s Expenses; 
“Reserve Price” (where applicable) is the minimum Hammer Price at which the Seller has agreed to sell a lot. 
The Buyer’s Premium, Buyer’s Expenses and Hammer Price are subject to VAT, where applicable. 

3. EXAMINATION OF LOTS 
(a) THE COMPANYs knowledge of lots is partly dependent on information provided by the Seller and THE COMPANY is unable to exercise exhaustive due diligence on each lot. Each lot is available for examination before sale by appointment. Bidders are responsible for carrying out examinations and research before sale to satisfy themselves over the condition of lots and accuracy of descriptions. 
(b) All oral and/or written information provided to Bidders relating to lots, including descriptions in the catalogue, condition reports or elsewhere are statements of THE COMPANY’s opinion and not representations of fact. Each lot is sold by the Seller with any and all errors of description, faults and imperfections. All weights and measurements are approximate and should not be relied upon as fact. Estimates may not be relied on as a prediction of the selling price or value of the lot and may be revised from time to time at THE COMPANY’s absolute discretion. 

4. EXCLUSIONS AND LIMITATIONS OF LIABILITY TO BUYERS 
(a) THE COMPANY shall refund the Purchase Price to the Buyer in circumstances where it deems that the lot is a Counterfeit. 
(b) Subject to Condition 4(a), neither THE COMPANY nor the Seller: (i) is liable for any errors or omissions in any oral or written information provided to Bidders by THE COMPANY, whether negligent or otherwise; (ii) gives any guarantee or warranty to Bidders and any implied warranties and conditions are excluded (save in so far as such obligations cannot be excluded by English law), other than the express warranties given by the Seller to the Buyer (for which the Seller is solely responsible) under the Conditions of Business for Sellers; (iii) accepts responsibility to Bidders for acts or omissions (whether negligent or otherwise) by THE COMPANY in connection with the conduct of auctions or for any matter relating to the sale of any lot. 
(c) Without prejudice to Condition 4(b), any claim against THE COMPANY and/ or the Seller by a Bidder is limited to the Purchase Price for the relevant lot. Neither THE COMPANY nor the Seller shall be liable for any indirect or consequential losses. 
(d) Nothing in Condition 4 shall exclude or limit the liability of THE COMPANY or the Seller for death or personal injury caused by the negligent acts or omissions of THE COMPANY or the Seller. 

5. BIDDING AT AUCTION 
(a) THE COMPANY has absolute discretion to refuse entry to the online auction. Before sale, Bidders must register online or complete a Registration Form and supply such information and references as THE COMPANY requires. Bidders are personally liable for their bid and are jointly and severally liable with their principal, if bidding as agent (in which case THE COMPANY’s prior and express consent must be obtained). 
(b) THE COMPANY will endeavour to execute absentee written bids provided that they are, in THE COMPANY’s opinion, received in sufficient time and in legible form. 
(c) When available, written and telephone bidding is offered as a free service at the Bidder’s risk and subject to THE COMPANY’s other commitments; THE COMPANY is therefore not liable for failure to execute such bids. Telephone bidding may be recorded. 

6. IMPORT, EXPORT AND COPYRIGHT RESTRICTIONS 
THE COMPANY and the Seller make no representations or warranties as to whether any lot is subject to import, export or copyright restrictions. It is the Buyer’s sole responsibility to obtain any copyright clearance or any necessary import, export or other licence required by law, including licenses required by law under the International Trade in Endangered Species (CITES). 

7. CONDUCT OF THE AUCTION 
(a) The auctioneer has discretion to refuse bids, withdraw or re-offer lots for sale (including after the fall of the hammer) if (s)he believes that there may be an error or dispute, and may also take such other action as (s)he reasonably deems necessary.(b) The auctioneer will commence and advance the bidding in such increments as (s)he considers appropriate and is entitled to place bids on the Seller’s behalf up to the Reserve Price for the lot, where applicable. 
(c) Subject to Condition 7(a), the contract between the Buyer and the Seller is concluded on the striking of the auctioneer’s hammer. 
(d) Any post-auction sale of lots shall incorporate these Conditions of Business. 

8. PAYMENT AND COLLECTION 
(a) Unless otherwise agreed in advance, payment of the Purchase Price is due in pounds sterling immediately after the auction (the “Payment Date”). 
(b) Title in a lot will not pass to the Buyer until THE COMPANY has received the Purchase Price in cleared funds. THE COMPANY will generally not release a lot to a Buyer before payment. Earlier release shall not affect passing of title or the Buyer’s obligation to pay the Purchase Price, as above. 
(c) The refusal of any licence or permit required by law, as outlined in Condition 6, shall not affect the Buyer’s obligation to pay for the lot, as per Condition 8(a). 
(d) The Buyer must arrange collection of lots on a mutually convenient day agreed by The Company and the Buyer. Purchased lots are at the Buyer’s risk from the earlier of (i) collection or release to a nominated carrier (ii) 5 working days after the auction. Until risk passes, THE COMPANY will compensate the Buyer for any loss or damage to the lot up to a maximum of the Purchase Price actually paid by the Buyer. THE COMPANY’s assumption of risk is subject to the exclusions detailed in Condition 5(d) of the Conditions of Business for Sellers. 
(e) All packing and handling of lots is at the Buyer’s risk. THE COMPANY will not be liable for any acts or omissions of third party packers or shippers. 

9. REMEDIES FOR NON-PAYMENT 
Without prejudice to any rights that the Seller may have, if the Buyer without prior agreement fails to make payment for the lot within 5 working days of the auction, THE COMPANY may in its sole discretion exercise 1 or more of the following remedies:- 
(a) store the lot at its premises or elsewhere at the Buyer’s sole risk and expense; 
(b) cancel the sale of the lot; 
(c) set off any amounts owed to the Buyer by THE COMPANY against any amounts owed to THE COMPANY by the Buyer for the lot; 
(d) reject future bids from the Buyer; 
(e) charge interest at 4% per annum above NatWest Bank Base Rate from the Payment Date to the date that the Purchase Price is received in cleared funds; 
(f) re-sell the lot by auction or privately, with estimates and reserves at THE COMPANY’s discretion, in which case the Buyer will be liable for any shortfall between the original Purchase Price and the amount achieved on re-sale, including all costs incurred in such re-sale; 
(g) Exercise a lien over any Buyer’s Property in THE COMPANY’s possession, applying the sale proceeds to any amounts owed by the Buyer to THE COMPANY. THE COMPANY shall give the Buyer 14 days written notice before exercising such lien; 
(h) commence legal proceedings to recover the Purchase Price for the lot, plus interest and legal costs; 
(i) disclose the Buyer’s details to the Seller to enable the Seller to commence legal proceedings. 

10. FAILURE TO COLLECT PURCHASES 
(a) If the Buyer pays the Purchase Price but does not collect the lot within 10 working days of the auction, the lot will be stored at the Buyer’s expense and risk at THE COMPANY’s premises or in independent storage. 
(b) If a lot is paid for but uncollected within 1 month of the auction, following 60 days written notice to the Buyer, THE COMPANY will re-sell the lot by auction or privately, with estimates and reserves at THE COMPANY’s discretion. The sale proceeds, less all THE COMPANY’s costs, will be forfeited unless collected by the Buyer within 2 years of the original auction. 

11. DATA PROTECTION 
(a) THE COMPANY will use information supplied by Bidders or otherwise obtained lawfully by THE COMPANY for the provision of auction related services, client administration, marketing and as otherwise required by law. 
(b) By agreeing to these Conditions of Business, the Bidder agrees to the processing of their personal information and to the disclosure of such information to third parties world-wide for the purposes outlined in Condition 11(a) and to Sellers as per Condition 9(i). 

12. MISCELLANEOUS 
(a) All images of lots, catalogue descriptions and all other materials produced by THE COMPANY are the copyright of THE COMPANY. 
(b) These Conditions of Business are not assignable by any Buyer without THE COMPANY’s prior written consent, but are binding on Bidders’ successors, assigns and representatives. 
(c) The materials listed in Condition 1(a) set out the entire agreement between the parties. 
(d) If any part of these Conditions of Business be held unenforceable, the remaining parts shall remain in full force and effect. 
(e) These Conditions of Business shall be interpreted in accordance with English Law, under the exclusive jurisdiction of the English Courts, in favour of THE COMPANY.