A French art nouveau gold pendant brooch, in yellow gold and platinum 18k

1. Introduction The following informative notes are intended to assist Buyers, particularly those inexperienced or new to our new bidding platforms. All sales are conducted on our printed Conditions of Sale which are readily available for inspection and on our website. Our staff will be happy to help you if there is anything you do not fully understand. 2. Agency As auctioneers we usually contract as agents for the seller whose identity, for reasons of confidentiality, is not normally disclosed. Accordingly if you buy your primary contract is with the seller. 3. Estimates Estimates are designed to help buyers gauge what sort of sum might be involved for the purchase of a particular lot. The lower estimate may represent the reserve price and certainly will not be below it. Estimates do not include the Buyer's Premium or VAT (where chargeable). Estimates are prepared some time before the sale and may be altered by announcement before the sale. They are in no sense definitive. 4. The purchase price The Buyer shall pay the hammer price together with a premium. Buyer’s premium is at 25% (plus VAT) below 500,000. At 500,000 or above, it becomes 20% (plus VAT). 5. VAT The addition of (*) or (VAT applied on hammer price) to the lot description indicates that VAT is payable by the purchaser at the standard rate, presently 20%, on the hammer price as well as being payable on the buyer’s premium. This imposition of VAT is likely to be because the seller is registered for VAT within the European Union and is not operating the Dealers Margin Scheme or because VAT is due at 20% on importation into the UK. Lots which appear without either of the above symbols indicate that no VAT is payable on the hammer price. This is because such lots are sold using the Auctioneers’ Margin Scheme and it should be noted that the VAT included within the premium is not recoverable as input tax. 6. We are, primarily, agents for the seller. We are dependent on information provided by the seller and whilst we may inspect lots and act reasonably in taking a general view about them we are normally unable to carry out a detailed or any examination of lots in order to ascertain their condition in the way in which it would be wise for a buyer to do. Intending buyers have ample opportunity for inspection of goods and, therefore, accept responsibility for inspecting and investigating lots in which they may be interested. Please note carefully the exclusion of liability for the condition of lots contained in the Conditions of Sale. Neither the seller nor we, as the auctioneers, accept any responsibility for their condition. In particular, mechanical objects of any age are not guaranteed to be in working order. Additionally, in specified circumstances lots misdescribed because they are 'deliberate forgeries' may be returned and repayment made. There is a 3 week time limit. (The expression 'deliberate forgery' is defined in our Conditions of Sale) 7. Electrical goods These are sold as 'antiques' only and if bought for use must be checked over for compliance with safety regulations by a qualified electrician first. 8. Export of goods Buyers intending to export goods should ascertain (a) whether an export licence is required and (b) whether there is any specific prohibition on importing goods of that character because, e.g. they may contain prohibited materials such as ivory. Ask us if you need help. 9. Bidding Bidders may be required to register before the sale commences and lots will be invoiced to the name and address on the registration form. Some form of identification will be required if you are unknown to us. Please enquire in advance about our arrangements for telephone bidding. 10. Commission bidding Commission bids may be left with the auctioneers indicating the maximum amount to be bid excluding buyers' premium. They will be executed as cheaply as possible having regard to the reserve (if any) and competing bids. If two buyers submit identical commission bids the auctioneers may prefer the first bid received. Please enquire in advance about our arrangements for the leaving of commission bids by telephone, fax or email. It may not be possible to execute bids left on the day of the sale itself. 11. Live bidding Live online bidding is now available for most of our auctions via bid.bennettanddykes.co.uk. To bid online you need to register at bid.bennettanddykes.co.uk. In completing the bidder registration on bid.bennettanddykes.co.uk and providing your credit card details and unless alternative arrangements are agreed with Bennett & Dykes Ltd, you: (a) authorise Bennett & Dykes Ltd, if they so wish, to charge the credit card given in part or full payment, including all fees, for items successfully purchased in the auction via bid.bennettanddykes.co.uk, and (b) confirm that you are authorised to provide these credit card details to Bennett & Dykes Ltd through bid.bennettanddykes.co.uk and agree that Bennett & Dykes Ltd are entitled to permit the shipping of the goods to the card holder name and card holder address provided in fulfilment of the sale. 12. Methods of payment As a general rule any cheques tendered will need to be cleared before removal of the goods is permitted. Please discuss with our Office in advance of the sale if other methods of payment are envisaged (except cash). 13. Collection and storage Please note what the Conditions of Sale state about collection and storage. It is important that goods are paid for and collected promptly. Any delay may involve the buyer in paying storage charges.